If you are buying a work truck that you want to also use for personal needs, there are a lot of things to consider, and you need to make a list. Make a list of the qualities that are needed for both personal and work use, and then set a budget. Since this will be a dual-purpose vehicle, give special consideration to your insurance coverage as well. Investigate these different things before moving forward with a purchase.
Storage and Hauling Needs
The size of the truck cab and bed will be a concern if you have to do a lot of hauling. Make sure that you get a truck that has enough space on the inside, especially if you will be putting kids or other family members into the truck when it isn't used for work.
The truck bed has to be large for hauling, and you want to get a cost for a bed liner and a topper or rolling cover. Since you may leave things in the back of the bed from the workday while you are out and about using the truck for personal reasons, be able to protect and lock the items in the truck.
Motor and Fuel Efficiency Concerns
The weight of the items that you will tow or haul throughout the day will determine what size of motor and engine design you need. Talk with the truck dealership about the following:
- Benefits of a diesel engine
- Power stroke motors
- MPG city and highway
There are many benefits to having a diesel engine, such as better fuel efficiency and longevity. Look at the different models and different size engines to see what is best.
Insurance Costs
You want to get insurance coverage for your personal and business uses. You want liability protection, rental car coverage, and anything that is needed to ensure you can do your job if something happens to the truck.
If you want to purchase a work truck, but it has to be your everyday truck also, be sure that you find the right truck to do both jobs. This way you are making the best investment for your future and for your finances, and you are getting a truck that you know you will get the most use out of while you are on your way to the job or a night out.
Start looking for work trucks in your local area.
